Medicare Part C
Introduction
Medicare Part C, also called Medicare Advantage, is an additional insurance option for people with Original Medicare.
With original Medicare, you’re covered for Part A (hospital) and Part B (medical).Medicare Part C offers coverage for parts A and B plus additional services, such as prescription drugs, dental, vision, and more.
WHAT MEDICARE PART C COVERS
With the right Medicare Part C benefits, you will have coverage for the following:
- Hospital services
- Nursing facility care
- Home health care
- Hospice care
- Medical services related to the prevention
- Diagnosis and treatment of conditions
- Mental health services
- Prescription drug coverage
- Dental
- Vision and hearing services
- Optional health services such as fitness memberships
Medicare Advantage plans generally are either health maintenance organizations (HMOs) or preferred provider organizations (PPOs).In HMOs you typically choose a primary care doctor who will then direct your care and usually will have to give you a referral to see a specialist. PPOs have networks of doctors that you can see and facilities you can use, often without the need of a referral. If you go to a provider who is not in the plan’s network, you likely will pay more.
When can I sign up :
There are specific times when you can sign up for a Medicare Advantage Plan or make changes to coverage you already have:
■ During your Initial Enrollment Period when you first become eligible for Medicare, or when you turn 65
■ During certain enrollment periods each year.
■ Under certain circumstances that qualify you for a Special Enrollment Period
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