Individual and Family Medical Insurance, Under 65
Introduction
To have health insurance in this day and age is an understatement. But what does it mean exactly to have health insurance?
Health Insurance Basics
Health insurance is a type of insurance coverage that typically pays for medical, surgical, prescription drug and sometimes dental expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care doctor or hospital directly.
When looking at plans, certain terms will keep popping out, these are the most common words:
Video Summary
To put in a nice summary, this video will help:
What are premiums, deductibles, coinsurance and copays? | Health care answers in 60 seconds – YouTube
There are several choices that are available, if you don’t get health insurance from your job or don’t qualify for Medicare. All of these choices are insurance plans that we sell daily to our customers. Those choices are: